How to Earn Money Online Without Paying Anything in 8 Ways!

When you start looking for ways to make money online, most of the time you may come across people that make the claims, “you have to spend money to make money.” Most of the time these people only care about grabbing a possible commission from you rather than actually teach you how to earn money online without paying anything. I promise to not do that to you.

I was once in the same predicament as many of you who are turning to the online space as a means to make some extra money online. I know what it is like to have to cover important bills, how important it is to get food on the table and how important it is to have extra money to put into your savings for emergencies. I will not try to get a commission out of you with this post. Instead my goal by the end of this post is to hopefully point you in the right direction so you can begin earning some extra money without having to spend money in the process.

Let’s stop wasting time and get right into it!

8 Ways to Earn Money Online Without Paying Anything

1. Freelancing

how to earn money without paying anything

I feel like a broken record after the number of posts I have written boasting about the wonders of freelancing. However, it is the best and most profitable option if you want to make sustainable income online without having to spend anything in the process.

Freelancing is the process of working for multiple clients online as a subcontractor or “freelancer” in exchange for pay agreed upon by you and the client. There are a number of fields that you can work on as a freelancer, some of which you already may have experience in such as freelance website writing, website development, virtual assistant, marketing, bookkeeping, digital design, illustration, publishing, etc.

There are plenty of sites that connect freelancers with potential clients online and many of them are free to sign up for. The best freelancing websites to use include:


UpWork is perhaps one of the most reputable freelancing websites online today. UpWork originally was a freelancing website known as oDesk before it was bought out by another freelancing company known as Elance.

Freelancers are typically charged based on a tier system that is based on the relationship they have with particular clients. Freelancers are charged a 20% fee for up to the first $500 they are paid from a client. Then that fee is reduced to 10%  for up to $10,000 and 5% for more than $10,000.

This freelancing website pays typically on the first of the month or when freelancers funds clear from their clients (a few days at most). Once funds are available, freelancers can withdraw their funds via PayPal or direct deposit into their bank account.


Freelancer is another freelance website that has been around for a long time. Based in Australia, Freelancer connects freelancers to clients all over the world.

Freelancers are charged a 3% free or a $3 fee on fixed rate projects and a 3% fee on hourly projects every time you receive a payment. For new freelancers, you need to wait 14 days before you are able to make a payment but can request it same day after the first initial payment.


While I don’t normally recommend using Craigslist as a means to make money online, as a freelancer, it can be a hidden gem for simple projects. There, most clients will most likely want to pay you via PayPal, making it a simple transaction. Make sure to use common sense to avoid getting scammed by clients and always try to get paid half upfront before starting any work.

2. Reward Sites

ways to earn money without paying anything

Reward sites are another perfect way to make money online without spending a dime. The way these sites work is by paying their members in “points” or “rewards” for completing certain tasks such as completing online surveys, watching ads, watching videos, referring others or even participating in free trials. Members can then redeem these points for rewards such as gift cards to their favorite stores or even cash deposited right into their PayPal account.

The best reward sites to use include:


Swagbucks is a reward site that allows you to earn swagbucks doing things you already do such as googling something, shopping at your favorite stores, participating in online surveys or even watching ads on videos. You can then redeem these “swagbucks” for rewards such as gift cards to Amazon, gift cards to Starbucks or even cash deposited right into your PayPal account.

Cash Crate

Cash Crate is an online reward site that has been around for many years.

Members can earn points by completing offers, completing online surveys, earning cash back on purchases they make at their favorite stores and for referring people to Cash Crate. Once you earn at least $20 in cash, then you will receive a check in the mail for the amount you have earned. This a great site to use to earn some extra cash every few months.

3. Online Surveys

how to earn money online without paying anything

Online surveys have been around ever since people realized they could make money online. The problem with online surveys is that many people who are making most of their money referring others, claim it to be one of those ways that can make you a lot of money in a short amount of time. This is not true as many people don’t qualify for many of the surveys these sites are offering. However, it is a great way to make some extra money every few months. Most online survey sites pay either by check or a direct PayPal deposit.

The best survey sites to use include:

Opinion Outpost

This is a highly popular survey site that many members of the site swear by.

Many of the surveys that members can take, can be taken in less than 10 minutes. However, what really makes this survey site stand out above the competition is the quarterly $10,000 prize drawing offered to members. Members are able to take surveys and then trade in the points they receive for gift cards or PayPal cash. As of now, members must make at least $10 before redeeming points for PayPal and $5 before redeeming for a gift card.

Survey Junkie

This is another survey site that has been around for many years. This website constantly keeps its members motivated to take surveys by offering a cash out wheel to get members excited. As of today, members must earn 1,000 points before requesting payout directly to PayPal. With a clean design and its members in mind, this is one survey site that surely won’t disappoint.



Inbox Dollars

Originally this website was known for the various trial offers it encouraged its members to take, but as the years passed, it became known for being a popular survey website.

Most members can complete up to 4 surveys a day, making it perfect for users who live busy lives and who want to make a little extra money now and then.

4. PTC Sites

way to earn money online without paying anything

PTC sites are incredibly easy to use and are one of the best ways to make money online without having to put too much of an effort into doing anything. PTC sites, also known as Pay-to-Click websites are websites where members are paid to click on and watch advertisements for websites, complete microtasks or refer people. It only takes a few minutes a day to do and can be easily squeezed in regardless of your schedule.

While PTC sites are an easy way to make money online and they don’t require any up front fees in order to start, this is far from being a lucrative money making opportunity. You will only earn a few cents a day, of course unless you refer more than 100 people a day. This is a good money making opportunity to earn some extra cash every few months.

The best PTC websites to try out include:


This is a highly trusted PTC website that has been around for several years.

It allows members to earn both cash and prizes for viewing advertisements on a daily basis as well as for when users refer people to the website. All it takes is a few minutes a day to do and your earnings can be cashed out every few months.




This PTC website is mostly known for its state-of-the-art referral program. It is so successful, it is no secret that most people can easily make up to $100 a day just by referring people alone. The more people that are referred to the program, the more money that can be made.

5. Create a YouTube Channel

how to earn money online without paying anything

This is a method to making money that not enough people utilize. If you have an eye for creativity and a need to help others or entertain them, then this is one method that should just be common sense for you. What many people don’t realize is that creating a YouTube channel can be quite lucrative, especially if you are consistent and make high quality videos.

You don’t need much in order to start making your own YouTube videos. All you need is a camera (your phone’s camera can suffice just as well), a computer, a basic video editing program and your personality. You want to make sure that you create videos that will engage your viewers, entertain them and answer a particular question they have been searching for.

Once you qualify, you can apply for the YouTube partnership program and begin monetizing your videos, as long as they are approved under YouTube’s current terms of service. However, once you are able to monetize your videos, the more videos you upload, the higher your earnings will be.

6. Affiliate Marketing

ways to earn money online without paying anything

This is by far the most used way to earn money online without paying anything, but unfortunately it is the one method most people fail at. Affiliate marketing is the process of earning commissions off of products affiliates promote to customers. With every sale, an affiliate will earn a percentage of that sale. The more sales you have, the more commissions you can earn.

You have probably heard of a few affiliate programs during your time online as they are highly shared on many social media websites such as MCA and Level Rewards.

Unfortunately, what many people don’t realize is that affiliate marketing requires a lot of hard work. Also, what many people don’t realize is how much marketing is involved in affiliate marketing. Most newbies don’t realize that unless they have a website (can sometimes not need one), a landing page, an email list, paid or free traffic, they will not make money. However, this is still attainable. You just need to know where to learn all of the basics.

7. Flip Your Items on the Facebook Market Place

This is a relatively new idea of making money online without having to spend any effort and you would be surprised by how lucrative it is. It is similar to selling your own stuff on eBay, but with more of an audience. All you have to do is pick an item that you want to sell, list it on the Facebook Marketplace for whatever price you want and wait for customers to come to you. To make even more of a money-making opportunity from it, head on over to Craigslist or your local garage sale, purchase a few items and then flip them for a profit on the Facebook Marketplace.

8. Google AdSense

how to make money online without paying anything

Another easy way to make money online without having to invest any money, it is through Google AdSense. Keep in mind, this method may take a few months before you start seeing substantial income, but it is still a method that can be profitable, especially if you own your own website or blog. It is free to sign up to Google AdSense and just requires a few minutes for you to write up a blog post targeting a profitable keyword and just wait.

You are only paid via Google AdSense when somebody clicks on the ad within your post. However, some ads can pay from just a few centss to as much as a few dollars. The more clicks you receive, the more money you can make.



Well, that is that!

Hopefully by the end of this long post, you have learned how to earn money online without paying anything. Remember, each of these methods will not make you a millionaire overnight. These methods are perfect for earning you some extra cash every now and again. But, the more you keep at it, the more money you can make and the likelihood that you can turn it into a full-time opportunity.

Good luck!


My name is Nessa and I'm the owner of Make Real Money Online Free. I started my online business in 2013 before the birth of my son and now it is my mission to help newbies start their own businesses and succeed online as I have. Sign up for my #1 recommended training course today and learn how to start your own business doing what you love for FREE.

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